Monday, September 28, 2009

Just Visiting

A long time ago their lived a little girl. She had long thick strawberry blonde curls that fell to the bottom of her pinafore and big sparkly blue eyes that made everyone smile when she looked at them. Her mother was a nurse and the little girl was her only child. Because the mother did not want to leave her child alone, the mother would take the little girl to work with her. The little girl loved this very much.

The mother worked at a special place. It was called "THE VALLEY OF THE SUNSHINE SCHOOL". Inside the school there were three large rooms. One room was for learning, the other for eating and the last for sleeping. The sleeping room had many iron beds that looked like baby cribs so the kids would not wander or fall out in the night. The children had no ages and smiled at the little girl all of the time. Some big kids wore diapers and some little kids looked very old. They gave her many hugs everyday and laughed at her jokes. Elliot hugged her the most often. Sometimes he hugged her so tight that the old little kids had to loosen his embrace. He was stronger than he knew. She knew he didn't mean to squeeze her to death. Her Mom told her so. She said he was just loving her to pieces. This made her giggle. The little girl loved them all very much.

One day the little girl saw a Father drop his child off. Mothers and fathers were hardly ever seen at the school. He said crying to the little girl's mother, "Her name is Phyllis. She is four years old. Please be kind to her. I will miss her always." Phyllis was wearing a diaper and a pink cotton t-shirt that said "Make me Smile". She was very pretty and her head was extra large with little hair for making ponytails. As the father walked out the door she cried for him, "Daddy come back. I'm scared!" The little girl, feeling Phyllis's fear ran up to her and said. "It's okay, I will play with you. It will make the sadness go away. We will make paper dolls and dance until the sunshine sets." Phyllis shared a faint smile and confidently replied, "I'm just visiting." The little girl's mother took them both to a safe corner where they could create, pretend and move about freely.

Phyllis was very smart. The little girl, being just six at the time, decided that Phyllis had a big head because she was smarter than most four year olds and her brains were just growing faster than her body. Every day they would read, write, play and dance. Then one day the little girl had to go to school. This meant leaving Phyllis alone a lot of the time.

Public School was nothing like The Sunshine School. The kids at the new school did not hug the little girl or laugh at her jokes. In fact, they were never glad to see her like her other friends at the Sunshine School. She already knew how to read and write and do arithmetic. She had known how to do this since she was three, so school was very boring and she lived under her desk and would sneak out on the playground or hide in the bathroom whenever she could. Sometimes her mother would come and get her and scold her. She would say things like, "you are going to get me fired if I have to keep leaving work in the middle of the day to come and get you." The little girl would cry for a minute and then she'd realize that she would get to return to the Sunshine School with her mother...where Phyllis was "just visiting".

Eventually, first grade became so boring that the school moved the little girl into a special class with other kids that had a hard time listening to old news. They made her read all of the time to other adults that would ask her big questions. They would bring in heavy big people books and grownup magazines and ask her to read to them. They would look surprised. She thought it sad that a little kid could read and they still couldn't. She did not like it at all. Finally she refused to read for anyone anymore, except Phyllis.

Summer break finally came around and the little girl had not seen Phyllis for weeks. She couldn't wait to see her. Carrying a bag of her favorite toys into the learning room, she noticed there was no Phyllis. Dropping the toys she ran into the eating room. No Phyllis. Could it be that her visit was over? Had her Daddy come back? Then as she peeked into the sleeping room she saw Phyllis sitting upright in her crib. Phyllis was all alone in the sunlit room. The little girl asked, "Were you sleeping?" Phyllis replied, "Oh No. I just can't stand up anymore. My head makes me fall over." The little girl crawled up and over into her crib only to find that Phyllis's head had grown to twice its size since her last visit. The little girl was convinced that Phyllis was probably a genius by now given the size of her brain and her head's obvious enormity. "It's okay", said the little girl. "I will play with you here until your body catches up with your head. It won't be long. Probably by the end of summer you will match." Phyllis believed her and they played with paper dolls until the sun began to set in the sleeping room.

The mother picked up the sleepy little girl from Phyllis's crib and kissing Phyllis on her giant forehead unclasped the girls' fingers from one another's grip. Both mother and daughter were tired and returned home. That same night after a bubble bath, the little girl crawled in bed with her mother and began to ask questions, "Mommy where did my friend Elliot the hugger go?" The mother answered "To the colony". The little girl asked, "What is the colony?" Her mother replied, " It is where the children go when their bodies are too tired to continue."

The little girl thinking that Elliot was reviving himself at a Disneyland place asked, "When will he be back." The mother looked gently into her eyes and said, "God gives them wings at the colony... so they need not ever come back." The little girl thought this was very cool and wanted to know when she could get wings. The mother told her "when your job is done". "But I don't have a job', she replied. The mother continued, "Your job is to love everyone just like you love Phyllis." With a shocked and disappointed look she exclaimed, "I will never get my wings then because EVERYONE is a really big number!"

The next day the mother went to work while the little girl's father took her to the dentist. Afterwards he dropped her off at The Sunshine School. The little girl excited to be there, ran into the sleeping room preparing to jump up and over and into Phyllis's crib, only to find her missing again. She merrily scouted the eating room, then the learning room and when she could not find her, she ran looking for her mother. Running back into the sleeping room just in case she had missed Phyllis in her search, she saw her Mother standing by Phyllis's bed with eyes fixed upon where she last played. The little girl asked, "Where is Phyllis?" The mother replied, "She has gone to the colony." The little girl cried and cried. The mother comforted her saying that she will have big big wings that can carry the weight of her genius and she will never fall over again. The little girl asked, "What was her job?" The mother softly replied she was "Just Visiting" long enough to love you.

"In Memory of Elizabeth Isabelle Reel" RN for The Valley of the Sun School aka "Angels Unawares" The story took place from 1959-1961. The school was a refuge for mentally retarded children (dwarfs, mongoloids, developmentally disabled, down syndrome and hydrocephalic victims). Located in Phoenix Arizona, where the temperature exceeded 120 degrees often in the summer, there was no air conditioning to sooth or television to entertain. Friendship came in fanning one another, playing paper dolls and dancing till the sunshine set.

Dr. Zannah Hackett
Author Speaker Relationship Technologist and Preceptor


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Tuesday, September 15, 2009

Hiring a Quality Home Movers

Moving from one dwelling place to another is a normal scene in Singapore. A number of occupants are not home owners. They are just tenants. The reason is that owning a house is not easy especially for non Singaporean citizens who obviously make up the lion's share of Singapore's manpower. Thus housing service is mostly on a yearly contract basis.

Given this real scenario and considering the volatile behavior of the real estate market, the demand for home movers is high in Singapore. While there are many service providers, it pays to do your job in screening out the most dependable home movers particularly if you are short of cash. And the necessity to make a good choice is paramount if you would like proper care on the manner your stuff are transported.

The rate of home movers in Singapore can be quite expensive. It may turn out to be much more costly later if you happen to hire unskilled home movers who can only mess up with your priceless stuffs. Other companies engaged in this service because it is good money and those duly registered and professionaly trained to give moving service. You definitely opt to engage home movers who can offer the best rate and the best service possible.

If there is one good venue to locate these movers in Singapore, it is through the internet. Check on ebay Singapore. Search using the keyword "Singapore home movers" and you can most likely generate a good search list. What makes ebay a good source of info is that you can refer to testimonials of previous clients. Yes, while these feedbacks are not 100% reliable you can have at the minimum an idea on the kind of service.

Also, online forums which are Singapore based in nature can give you some guide on home movers. Just concentrate on heavy traffic blogs and forums. Of course, not missing out the classifieds. Home movers tend to post ads on online classifieds because ad posting here for free, if not at a very minimal rate.

With your filtered list, you expect to tap the most reliable home movers in town which will give lesser hassle house moving service for you.


Visit us for more information on Singapore Home Movers

Saturday, September 12, 2009

What should you look for in an auto insurance company?

What is a car insurance? What will an auto insurance cover?





Auto insurance companies cover you and your passengers in the event of an accident. But it is up to you to decide the level of cover you will get.


Will the damages to your property be covered by the company? Will all the passengers be covered or only your family? What if your daughter was driving your car?





What questions should you ask your auto insurance company when it comes to auto insurance? This article help you choose between the various insurance policies.





Types of auto insurance





Liability insurance, or third party insurance.





This is general the lowest form of insurance offered by an auto insurance company. This is the basic insurance, if you are involved in an accident, and it is proven to be your fault, the auto insurance company will pay damages to the other party.





The cover offered by the auto insurance company is usually set beforehand. These are the maximum amount the auto insurance company will pay in case of accident


For example the agent will agree on a $10000 coverage per person, (bodily injury) and/or $40000 coverage in bodily injury and/or $10000 in property damage per accident


You need to confirm with your auto insurance company what they will cover and what are the limits.


You might be offered a very low premium by some auto insurance company only to realize that your cover is minimal and unrealistic.





Collision and comprehensive coverage, comprehensive insurance and full comprehensive insurance





An auto insurance company will also offer you a comprehensive insurance, as the name indicates, you will be comprehensively covered.


In simple terms it means that if you are responsible for a collision the insurance company will pay for the repair of the vehicle.


But it is not so simple, an auto insurance company will almost always have the final say on what amount will be paid out, so if it is cheaper to give you market value for the car, then they will.


You might think that your car is worth $1000.00 but the real market value might be $500.00. This is not an uncommon scenario. So if the repair of your car are more than $500.00 then the auto insurance company will simply pay the book value of the car.


You must make sure that the insurance company is not in control of the market value of the car, normally organisations like the AA will give an impartial market value.





As with the third party insurance, the auto insurance company will almost certainly limit the amount that will be paid out, but in general terms, a comprehensive insurance will have higher limits.





Recreation Vehicle





A recreation vehicle needs its own insurance, a Recreation vehicle insurance, (http://www.insurance-owl.com/other/car_rec.php), is not the same as auto insurance.


You should not assume that because your car is comprehensively insured, so is your recreation vehicle.





Other Types of auto insurance





Medical (MedPay), Persona Injury protection (PIP) and no fault cover





This insurance will cover you and your passengers medical expenses in the event of a collision.


The no fault cover means that the auto insurance company will pay regardless of who is at fault. This give you the piece of mind that, at the very least, your family and friends are covered.


PIP is often a minimum requirement in some countries or states, ask your auto insurance company what the requirements are.





Uninsured/Underinsured motorists' coverage





This cover, (also sometimes a minimum requirement in some states), will cover you if the person at fault is not insured or is underinsured.


You must ask your auto insurance company what you will be charged in case of such a situation. Normally the auto insurance company should not charge you some extra premiums.





Rental reimbursement, towing and labour





Those 'extras' often given with a comprehensive insurance is often use by auto insurance companies as specials.


So in case your car is damaged the auto insurance company will pay for rental costs, (sometimes only for a few days).


The auto insurance company might also offer to pay for the towing of your vehicle, (not always included).





As always you should ask your auto insurance company what is included in the cover.


The legal requirements.





Most states, and most countries will require a certain level of cover, from full comprehensive car insurance to third party auto insurance.


In most cases it is up to you, the driver, to ensure that your auto insurance company offers you the minimum required. In most cases the insurance company, (the auto insurance company), is under no obligation to instruct you of the requirements.


But of course, a good auto insurance company will, (should?), try its outmost to advise you on the best deal for you.
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Thursday, September 10, 2009

Option Trading Strategies Can Make Investing Safer

All Investments have some sort of risk involved, however, some of the risks of option trading are unique. Option trading strategies may allow the investor some control over the risk. Options allow the investor a chance to limit losses, hedge a long position or receive a premium. Here is a example of a strategy.

XYZ has a current market price of $9.80 per share. Sell the option for $.55 per share, or $55.00 per contract. The strike price would be $10.00 per share and the time frame would be for 1 month. Lets say you have 1,000 shares of this stock. You sell these one month options, 1,000 shares or 10 contracts and the stock closes below $10 per share at expiration, you would keep the $550 and also retain the stock, a 5.6% return. If the stock exceeded the $10 per share, your stock options would be exercised and you would receive 10,000, ($10 times 1,000 shares). But, since you only paid $9.80 per share, you would pick up an additional $.20 per share or $200, increasing your profit to$750,a 7.7% return. Now can you imagine doing this 12 times a year? Well that is how many times you can do it with any given stock. This would give the investor between 73% to 92% returns or better, with a minimum risk. Remember you are talking about 10 wins out of 10 tries, with minimal risk. If you stick to this system, it is possible to turn $10,000 in to $155,000 to $216,000 in only 5 years. That would generate a 5 year compounded return of 2,060% or an average annual return of 414%. (2,060% divided by 5) You may ask how can this be? Well it is because the income is compounded, and each year the base amount is increased by the prior years gains. Actually, these monthly gains can be reinvested immediately, resulting in potential higher returns. Option trading strategies can make investing safer.

No strategy works all the time, market conditions change and that can make a strategy perform poorly. So it is always better to have more than one strategy to use. Then when market conditions change you can use the strategy that works the best for that change. Option trading is risky but if you only have one strategy and the market is not right. Just stay on the sidelines until it comes back in your favor. That's why paper trading is so important. You have to test your strategies so you know when it is the right time to get in and out of the market. Option trading strategies can make investing safer and provide a great way to enter the market with a small amount of money and because of the leverage options have you can get a very good return on your money. It just takes a little knowledge and some discipline to meet your goals of becoming profitable trader.

If you want to learn to reduce risk and become more profitable visit us at http://www.conservativetrader.com for more information.


Emini Trading Strategies

30 Minute Emini Day Trading System

Friday, September 4, 2009

Best Baby Products For Summer Travel

Though the Fourth of July has now come and gone, summer time for families across the United States is hardly over. Local festivals, fairs, outdoor parties, and trips to amusement parks still fill the calendar for many families. With a few of these outings over and done with many parents, especially those with little ones, are beginning to realize that some of their equipment has already seen one too many summers, while the rest just wasn't designed for family outings. Fortunately, several manufacturers of baby products have created solutions for almost every problem ranging from "How to feed the baby without packing the highchair" to "Which stroller is best for someone with a 12-month-old and a 3-year-old that likes to walk, but needs a break every few minutes?"

When going anywhere with little ones, whether it be to a company or family picnic, or even to the state fair the question that parents always seem to struggle with is: What do we actually need to bring, and what will just take up space? With some space already taken up by car seats, storage room becomes a commodity, even in a large SUV. The Sit'n'Stroll by Tripleplay, combination car seat and stroller, helps free up some real estate in the cargo area. Now there's room for the lawn chairs.

What summertime outing isn't complete without a picnic? Company and large family picnics help relieve some of the stress on these outings by having reserved tables or pavilions. For those families just out on their own, the outing can be more complicated, especially on holidays. Once a parking spot within view of a free picnic table has been procured, now there's the problem of getting to it before the family in the red minivan three spots down does. For this problem it might be wise to invest in the Urban Baby Carrier by Combi. This pouch, made of lightweight fabric is easy to squeeze in the family car, right between the cooler and the portable grill. Now, getting the baby, the cooler, and the other essentials to the table in one trip (before the red minivan family) is a snap. This should also save a few parents from having to go through the age-old debate of: Which do I get out of the car first, the restless baby or the cooler?

Once the table is secured and the burgers and bratwursts are almost ready for consumption it's time to make seating assignments. Again, for parents with multiple young ones, this can be quite the challenge. Naturally, the 3 to 5-year-olds will want to feed themselves and, if left unsupervised, make a ketchup-based casserole of their hotdog and chips. This dynamic is further frustrated by the infant that requires even more supervision, especially since the highchair probably didn't make the packing list. Not to worry, the Chicco Travel Seat serves as an excellent alternative. This durable-yet stylish seat slides on the end of most picnic-sized tables, folds up flat for easy storage, and comes with its own bag to carry it in. With this piece of equipment the ritual of balancing an infant on one knee while trying to keep the toddlers at the table from overdoing it on the condiments (all while straddling the picnic table bench) is no more.

With mealtime out of the way and the children loaded with the protein they'll need to scale the stairs of the slide, it's time to take a shaded position near the playground. Here you can keep an eye on the younger ones to make sure they don't get pummeled by the bigger kids (or their siblings) while you relax and enjoy the ambiance. This is the ideal setting for the T2 Travel cot by Phil and Teds. Many child pens are often complex and typically aren't travel friendly. Not so with the T2. This particular pen snaps together quickly, has a self-inflating mattress, folds up quite compactly, and only weighs 4 pounds!

For those families headed to the local fair, amusement park, or even on a neighborhood walk there's one piece of equipment that, thankfully, has evolved to simplify all of these, and many other situations: the stroller. From units with lift out car seats to those designed specifically for active parents who like to take the kids along, strollers come in all styles and configurations. For those parents planning to do a lot of traveling, or even just a lot of walking there are a few models that stand out.

For those with only one child in need of individual transportation there is the C6 by Chicco. This model is lightweight, easy to clean and transport, and has a storage basket making it ideal for parents who plan to be on-the-go this summer. For those with twins, or just two smaller children, there is the Combi Twin Savvy EX. This is a side-by-side model that is easy to maneuver, has washable seat cushions, and plenty of storage. For those parents with a Combi Connection Infant Seat, you can put it either seat, leaving the other side open.

Finally, there is the Baby Trend Sit'n'Stand. This particular stroller is versatile, making it a great buy for many types of families. It has the traditional single seat up front, but also comes with a platform situated behind the seat, near the ground. For the family with only one infant the platform is a great place to put the diaper bag (or a jumbo Slushee.) It's also an ideal choice for parents who need move a young toddler and an infant. The stroller accommodates a car seat for use as a double stroller and the platform lets toddlers hitch a ride until their little legs are recharged. The Sit'n'Stand also has a Plus edition with a removable rear seat for when kids need to have a five-point harness.

For those parents who already have these or similar products and are only in need of something to help move it all around there is the GoGo Kidz Travelmate folding cart. This cart has a flat platform that folds up and is great for moving all kinds of gear, and can also be attached to most car seats. Now parents can keep one hand free while moving all their gear around.

Now, where does one find these amazing products? Most retailers of baby and children's products carry some of them. Manufacturer Web sites can provide information about dimensions, how to use them, and a where to buy them. Some products however, are exclusively sold on one Web site, http://www.strollerdepot.com This was the only site that sold all of the products mentioned, and most were advertised at, or well below retail price. The site also provided in-depth information as well as reviews left by people who have purchased these products. And, if you're worried about getting your stroller or other products delivered before you leave on your trip, StrollerDepot.com boasts fast shipping, and on some products shipping is included. Summertime for families should be a time to get out and enjoy time together, and these products are just a few of many that are designed to make traveling with little ones a more enjoyable experience.

Shawn Swensen is a freelance writer and a graduate from the University of Utah with a bachelor's degree in public relations. Learn more at his Web site: http://www.shawnswensen.com


travel cot - baby travel crib

Wednesday, September 2, 2009

Best Gifts for Baby Boys

So, you’re scouting for a suitable gift for a cuddly baby boy and you don’t know where or how to start especially if you can just spare a limited time of your busy world. There’s no need to panic because shopping for a baby boy gift is easy as long as you know what to look for. Below are a few gift ideas to make your shopping a trouble-free one:

1. Educational Baby Toys: If your objective is to keep the baby entertained while he learns; then, these toys are a great option. There’s a wide variety of educational toys available. There are learning activity and puzzle toys available for you to choose from that helps stimulate the child’s mental ability and growth development. Surely, the parents and the child will have a wonderful time bonding with each other through these toys.

2. Baby Booties: With the emerging fashion trend in shoes today, baby booties are of no exception. Baby booties are designed to keep the baby toes warm no matter what the temperature is. Look for designs that match with the personality of the baby or his aura.

3. Baby Hats: Baby hats that have attractive designs are hard to resist especially those that resemble like that of a baby animal. With ear flaps, eyes, and nose attached on the hat, it sure is very appealing to the child’s tastes.

4. Baby Hooded Towels: Cute hooded towels are fitting for an after bath or dip in the pool time. Made with quick-drying fabrics, these towels are safe for the baby’s sensitive skin and are very cuddly to use. The baby will surely enjoy these.

5. Baby Animal Slippers: These funky animal slippers are must-haves for cute baby boys. They are perfect in keeping the baby’s feet warm inside the house. You’ll be sure the baby will have fun wearing these adorable slippers.

6. Bodysuit: A baby bodysuit is the basis for nearly every baby outfit. It offers an easy way to give your baby an extra layer of warmth during cold weathers. There are wide selections of bodysuits available in the market today. Basic, solid colors are perfect for the baby boy.

7. Mini-Playground: If you’re that extravagant, you can purchase a mini-playground or a mini-gym. Although they can be pricey, baby boys will surely love this one. As we all know, boys are very active and they love to run and play around. Mini-playgrounds and mini-gyms provide a lot of activities for small boys. These minis are complete with stairs, slide and sometimes, a steering wheel. They also have small doors that the baby could open and close as frequent as he wants for his enjoyment.

8. Ride-on Toys: Ride-on toys are very popular for baby boys even at a very young age. Baby boys love being behind the wheel while parents love the durability. Riding toys include wagons, rocking toys, pedal toys and a lot more variety. Baby boys and their parents will certainly enjoy playing with these wonderful toys.

For the best baby gifts, visit Simply Unique Baby Gifts where you will find a large selection of baby gift baskets for boy, girls, unisex and twins.